One of the most important inventions of the 20th centenary is the credit card. The credit card was invented by Mr. Mikenamala from Manhattan in 1950. The first bank which issued credit cards is VISA and it's the biggest credit card bank now. One advantage of credit cards is that we don't have to carry lots of cash, so we don't have to be afraid of seeking an amount of money when we need them. Second, we can get extra bonus with credit cards. Third, using credit cards can make the store owners feel safe. They can avoid using a large number of cash. Therefore, it is a way to protect these stores.
We will be embarrassing if we don't have enough money to pay a dinner, but now we don't have to worry about it because of credit cards. On the other hand, we can use credit cards adding fuel to our cars, buying clothes, buying a car, shopping etc... What's more, if we don't have enough money, we can borrow money from the bank with our credit cards. However, it's not ideal because the interest is very high.
Getting bonus from banks is also an advantage with the use of credit cards. Banks use bonus to attract more people to use their credit cards. In addition, some banks provide cheaper price for us to go to a movie or add fuel. When using credit cards, some banks will offer us some “credits". We can exchange merchandise with the “credits”.
Credit cards can make the store owners feel safer because they don't have to keep lots of cash which they get from the customers. Therefore, it can avoid robbing or reducing the damage when a robbery occurs. What's more, they can save the time in taking the money to the bank every day.
Certainly, there are more advantages of using credit cards. Banks improve the safety design of credit cards. They use chips to reduce fake cards now. Credit cards appear in lots of occasions. And I wish that we can carry no cash in the future.
2007年6月8日 星期五
The Effects of an Invention or Innovation in Modern Life. (2nd)
One of the most important inventions of the 20th centenary is the credit card. The credit card was invented by Mr. Mikenamala from Manhattan in 1950. The first bank which issued credit cards is VISA and it's the biggest credit card bank now. One advantage of credit cards is that we don't have to carry lots of cash, so we don't have to be afraid of seeking a mount of money when we need them. Second, we can get extra bonus with credit cards. Third, using credit cards can make the store owners feel safe. They can avoid using a large number of cash. Therefore, it is an away to protect them.
We will be embarrassing if we don't have enough money to pay the dinner, but now we don't to worry about it because of the credit cards. On the other hand, we can use the credit cards adding fuel to our cars, buying clothes, buying car, shopping etc... What's more, if we don't have enough money, we can borrow money from the bank with our credit cards. It's not ideal because the interest is very high.
Getting bonus from banks is also an advantage. Banks use bonus to attract more people to use their credit cards. In addition, some banks provide cheaper price when we seeing the movies or adding fuel. When using credit cards, some banks will offer we some “credits”. We can exchange merchandise with the “credits”.
Credit cards can make the store owners feel safer because they don't have to keep lots of cash which is got from the customer in store. Therefore, it can avoid robbing or reducing the damage when robbing occurs. What's more, they can save the time on taking the money to the bank every day.
Certainly, there are more advantages of using credit cards. Banks improve the safety design of credit cards. They use chips to reduce fake cards now. The credit cards appear in lots of occasions. And I wish that we can carry no cash in the future.
We will be embarrassing if we don't have enough money to pay the dinner, but now we don't to worry about it because of the credit cards. On the other hand, we can use the credit cards adding fuel to our cars, buying clothes, buying car, shopping etc... What's more, if we don't have enough money, we can borrow money from the bank with our credit cards. It's not ideal because the interest is very high.
Getting bonus from banks is also an advantage. Banks use bonus to attract more people to use their credit cards. In addition, some banks provide cheaper price when we seeing the movies or adding fuel. When using credit cards, some banks will offer we some “credits”. We can exchange merchandise with the “credits”.
Credit cards can make the store owners feel safer because they don't have to keep lots of cash which is got from the customer in store. Therefore, it can avoid robbing or reducing the damage when robbing occurs. What's more, they can save the time on taking the money to the bank every day.
Certainly, there are more advantages of using credit cards. Banks improve the safety design of credit cards. They use chips to reduce fake cards now. The credit cards appear in lots of occasions. And I wish that we can carry no cash in the future.
2007年6月4日 星期一
The Effects of an Invention or Innovation in Modern Life.
One of the most important inventions is credit cards in the 20th centenary. The credit cards was invented by Mr. Mikenamala in Manhaton in 1950. The first bank issued credit cards is VISA which the biggest credit cards bank now. One of advantages is that you can not carry lots of cash in body. And you can not afraid that if you have enough cash to buy something in time. Second, you can get an extra dividend. Third, For store, use credit cards can let them more safety on business transaction. They can avoid large number of cash on trade. So this is an protect way to those store.
You can not carry lots of cash in body and you can not afraid that if you have enough cash. In past, If you ate in a restaurant then you find that you didn’t have cash and that was an embarrassing but you don’t have that feel now. Because you can take out your credit card and pay the bill. On the other hands, you will not carry any cash in the body now. Not only this, you can use cards on increasing oil, buying clothes, buying car, shopping etc.. Another advantage of credit cards, if you have enough money, you can borrow money from bank by credit cards. And you don’t have to collateralize any things except your credit. Unless time is urgency, this is unideal. Because the interest is very high.
You can get a bonus. Most of all banks, they provide bonus because they want to attract more people use their cards. In addition, some banks provide cheaper when you see the movies or increasing oil. And some banks, when you use their cards and pay bills, you will get points. After that, you can exchange something when you own enough points. More expensive need more point of cause.
For store, use credit cards can let them more safety on business transaction. They don’t have to prepare much money in store or retain money from customer. Therefore, they can avoid robbing. Or they can reduce the loss at robbing. So use credit cards can let store more safety. What is more, they can save time and inconvenient on taking the money to the bank every day.
Using credit cards not only these advantage certainly. Banks improve the design on the safe of credit cards. The cards use wafer to decrease the forge cards now. The credit cards will use more occasions. And I wish that we will carry no cash in the future.
You can not carry lots of cash in body and you can not afraid that if you have enough cash. In past, If you ate in a restaurant then you find that you didn’t have cash and that was an embarrassing but you don’t have that feel now. Because you can take out your credit card and pay the bill. On the other hands, you will not carry any cash in the body now. Not only this, you can use cards on increasing oil, buying clothes, buying car, shopping etc.. Another advantage of credit cards, if you have enough money, you can borrow money from bank by credit cards. And you don’t have to collateralize any things except your credit. Unless time is urgency, this is unideal. Because the interest is very high.
You can get a bonus. Most of all banks, they provide bonus because they want to attract more people use their cards. In addition, some banks provide cheaper when you see the movies or increasing oil. And some banks, when you use their cards and pay bills, you will get points. After that, you can exchange something when you own enough points. More expensive need more point of cause.
For store, use credit cards can let them more safety on business transaction. They don’t have to prepare much money in store or retain money from customer. Therefore, they can avoid robbing. Or they can reduce the loss at robbing. So use credit cards can let store more safety. What is more, they can save time and inconvenient on taking the money to the bank every day.
Using credit cards not only these advantage certainly. Banks improve the design on the safe of credit cards. The cards use wafer to decrease the forge cards now. The credit cards will use more occasions. And I wish that we will carry no cash in the future.
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